All written content on this site is for information purposes only. Opinions expressed are solely those of Robert Deal, Principal, LifeFocus Financial Advisors, LLC. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-only financial planning and investment advisory services are offered through LifeFocus Financial Advisors, LLC, a registered investment advisory firm in the state of Washington. The presence of this web site shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any other state other than the state of Washington.  We do not render personalized investment advice through this medium. This medium is limited to providing you with general information on our services and provides a way for you to contact us. Advice can only be rendered after all of the following conditions are met: 1) Execution of an Investment Advisory agreement between us, and 2) Delivery of our Form ADV Part II to you.  The information in this web site is based on data gathered from sources which we believe to be reliable.  It is not intended as the primary basis for investment decisions.  Additionally, it should not be construed as advice meeting the particular investment needs of any investor. LifeFocus intends that this web site will be viewed by U.S. persons for informational purposes only.