Assistance in planning and maintaining the course.

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A subtle but critical service, invaluable to most clients, is the assistance we provide in planning and staying on an investment course. We offer a strict discipline that is critical to providing clients with their greatest chance to achieve their financial objectives.  In the end, this is the reason to hire an investment advisor. We earn our fee over time --​

• By helping clients determine their individual investment goals - their need, ability and tolerance to accept investment risk and its higher expected return - we help them choose an appropriate path toward their objectives.

• We further clarify that path by asking clients to sign an Investment Policy Statement (IPS) that defines their goals and their plans for achieving them.

• Using the IPS (or equivalent) as a guidepost, we help clients remain focused on their goals in the face of endless market volatility, continuous noise from the popular media and never-ending pressure from well-meaning friends or relatives who have discovered “the next great buy” that they should jump into.

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• Our commitment to providing excellent ongoing investor education is based on our strong belief that investor education is the key to disciplined investing.