Fees
What it costs to work with us.
We're fee-only. You pay us directly and we don't earn commissions on anything we recommend.
Wealth management
We build your plan and manage your investments for an annual fee based on the total assets we manage for you.
| Assets under management | Maximum annual fee |
|---|---|
| $0 to $1,000,000 | 0.85% |
| $1,000,001 to $2,000,000 | 0.80% |
| $2,000,001 to $4,000,000 | 0.75% |
| Over $4,000,000 | 0.65% |
This is a breakpoint schedule: your entire account is charged the rate for the tier it falls in. For example, a $1,500,000 account is charged 0.80% on the full balance. The annual fee is negotiable, and related accounts in a household can be grouped together.
Fees are billed quarterly in advance, based on the account value at the close of the previous quarter, and are generally deducted directly from your account.
Ongoing Plan
From $6,500 a year, billed quarterly. Your plan, help putting it in place, and advice whenever something comes up, without a fee based on your assets.
One-Time Plan
From $3,000, one time. A complete plan you carry out yourself.
Ongoing and one-time plan fees start at the amounts shown and can be higher for more complex situations. You’ll get a quote before any work begins.
Other costs to know about
Custodians may charge brokerage commissions and transaction fees, and mutual funds and ETFs charge internal management fees that are disclosed in each fund’s prospectus. We don’t receive any part of these fees, and they are in addition to our fee. There is no minimum account size.
This is a summary. Our Form ADV Part 2A (Item 5) has the complete fee schedule and terms, including how fees are prorated and how either party can end the agreement.